WHY CHOOSE SHIMANTO BANK CREDIT CARD?
Shimanto Bank is offering duel currency credit card for convenient and flexible way to pay for your purchases made at home and abroad. Shimanto credit card is the perfect prospect for you rather to carry large amounts of cash with you as you may use our credit card worldwide as they are accepted in millions of ATM and POS as well as e-commerce portals. All in all, credit cards are becoming essential in our life as it can be very useful in our daily expenses.
It’s time to explore the world of possibilities that a Credit Card has to offer. It is a means of credit line operable anywhere anytime around the globe with an enhancive credit limit. Salaried individuals, business persons and professionals are welcome to savor this remarkable deal.
SHIMANTO BANK CREDIT CARD PRODUCT:
KEY FEATURE OF SHIMANTO BANK CREDIT CARD:
WHO CAN APPLY?
|Card Type||Currency||Valid in||Limit Range|
|VISA Classic (Dual Currency)||BDT & USD||Worldwide||Tk.20,000 — Tk.1,00,000 and equivalent USD depending on SAARC and Non SAARC travel quota|
|VISA Gold (Dual Currency)||BDT & USD||Worldwide||Tk.50,000 — Tk.10,00,000 and equivalent USD depending on SAARC and Non SAARC travel quota|
|**The maximum card limit and Travel Quota (TQ) related limit shall be guided by the Bangladesh Bank Circular.|
|a) Salaried Individuals
i) Fully account payee:
For BGB personal /SMBL employee :Minimum BDT 15,000
For Non BGB personal : Minimum BDT 20,000
ii) Partially account payee:
For Non BGB personal : Minimum BDT 25,000
(at least BDT 15,000 should be reﬂected in bank statement)
iii) Fully cash payee:
For BGB personal : Minimum BDT 15,000
For Non BGB personal : Minimum BDT 30,000
Minimum 50% of gross monthly salary should be reﬂected as credit transactions in bank statement in consistent manner.
b) Self-employed/Businessman: Minimum BDT 30,000
** Income for a particular customer segment to be assessed as per the - Income Assessment Guideline
Total service length should be minimum 1 year with following consideration:
-> For Permanent employees - minimum 3 months with current organization
-> For Contractual employees – minimum 6 months with current organization
1 year of business existence for SHIMANTO BANK business account holders having minimum relationship for 6 months and
2 years [to be considered based on issuing date of trade license] for others.
Minimum 2 years of practice [to be considered based on issuing date of respective certiﬁcates].
For Service Holders:
For Business Personnel’s:
Our valued cardholders may use the following mode & channels for credit card payments:
Mode of Payment:
Channel of Payment:
Use Shimanto Bank Cards in Your Everyday Purchase and Get Exciting Offers & Discounts!
|10% for cardholders, 12% for corporate purchase.||5%||10%||10%||10%||8%|
|20% on a-la cart menu.||10% on all food items.||25%||15%||15% on a-la cart menu.||10% on a-la cart menu.|
|10% on cuisine menu.||10% on a-la cart menu.||10%||10% on cake & pastry||15%||10%|
|10% on diagnosis, 5% on sugery/operations.||35% on Pathological tests, 30% on PCR tests, Radiological & Imaging Tests, 10% Discount on Bed Rent.||15% on consultation fees, 20% on outdoor physiotherapy treatment charge, 25% on Pathology report, 20% Discount on X-ray, MRI, ECG,USG. 15% Discount on Admission, Treatment Charge, Bed/cabin Rent & Doctor Visit.||Pathology 35%, Radiology & Imaging 20%, Echo, E.C.G, Color Doppler, Ultra sonogram 20%, Bed- Cabin Charge (Excluding food Charge) 10%, ICU & NICU Bed Charge 20%||OPD Services: 25% on pathological & biochemistry investigations, 15% on X-ray, CT scan, MRI, ECG, Ultra-sonogram, Echo and ETT. IPD Service: 10% on pathological & biochemistry investigations, 10% on X-ray, CT scan, MRI, ECG, Ultra-sonogram, Echo and ETT, 10% on bed charges|
|15% on all packages||10% on all system base fares (economy & business) for all Domestic.
20% on all business class base fares for International flights.
|10% on base fare domestic air ticket purchase||40% on Peak Season,
50% on Off-Peak Season.
| 30% during peak season ( October – March) all type room rent,
50% During Off pick season( April- September) all type room rent, 15% on SPA, 10% Discount Edge Restaurant & Café 71, 50% on GYM.
|30% on room,
10% on food at restaurant,
20% on conference Hall.
|60% on Room Rate, 10% on Cinnamon Restaurant,
10% on SPA, 20% on Swimming Pool & Gym.
|22% on fashionwear & readymade garments.||10% on garments products and fashion ware (Men, Women, Kids).||15% on Bags & Footwares.||12% on garments & fashionware.|
|10%||35% on Diamond Jewelers, 35% Golden jewelers making charge.||25% on Diamond Jewelry.||25% on Diamond Jewellers, 20% on Golden jewelry making charges.||
10% discount on garments products and fashionware (during Ramadan 1442)